Business Loan Application | Omozing

Digital Loan Solutions Beyond the Credit Score!

Unsecured Personal Loans, Up to ₹25 Lakhs.

Fastest NBFC approval, lowest rates, and flexible EMIs for every Indian with a CIBIL of 600+.

Apply Now for Personal Loan

Loan Key Metrics

Max Loan Amount ₹25,00,000
Minimum CIBIL Score 600+
Interest Rate
Starting from 1.1% Per Month
Tenure Up to 36 months
Paperwork Digital Only

Omozing, Powered by Aparampaar Finance Pvt. Ltd., is a registered NBFC & RBI compliant entity.

Paperwork Made Easy

Simple Documents for Swift Approval

Keep these digital copies ready for the fastest online process.

PAN Card

Mandatory identity proof.

Bank Statement

Last 6 months from salary account.

Latest Salary Slips

Proof of recent income.

Govt ID Proof

Aadhar/ Voter ID/ Driving License/ Passport.

Address Proof

Own house utility bill / Rent agreement.

Am I Eligible?

Key Criteria for Omozing Personal Loans

Income: Min. Salaried ₹40,000/month
Credit Score: 600+ CIBIL is preferred, though lower scores are considered based on overall profile.
Age: Must be between 21 and 60 years old.
Residency: Must be a Resident of India with valid KYC.

The Digital Edge: Why Choose Omozing?

High Loan Limits

₹25 Lakhs unsecured. Higher limits, greater flexibility for your needs.

Quick Approval

AI-powered evaluation with expert manual review. Get a quick decision.

Lowest Rates

Customized, fair interest rates tailored to your specific financial profile.

Trusted & Secure

RBI-compliant NBFC, top-rated customer service & transparent loan journey.

Beyond the Standard

Customized Omozing Loans for Every Situation

CIBIL Score Friendly

AI assesses future potential. Get competitive rates even if your CIBIL is 600+ or slightly lower.

Debt Consolidation

Simplify high-interest liabilities (like credit cards) into one low, predictable Omozing EMI.

High Value Finance

Need a major infusion? Fast sanctioning of large unsecured amounts up to ₹25 Lakh for big goals.

High DTI Solutions

We consider future earnings, not just existing commitments. Solutions for higher Debt-to-Income ratios.

Emergency Cash

Time is critical? Approved applicants can receive funds within 6-8 hours of final digital documentation.

Get Loan Ready

Omozing’s Credit Booster Program

Not ready for a loan yet? Our AI-driven Credit Booster Program provides a personalized roadmap to enhance your CIBIL Score and financial health, making you eligible for better rates quickly.

  • Personalized Plan: Customized steps to clear debts, fix errors, and build a positive credit history.
  • Real-time Monitoring: Track your CIBIL score improvements directly within the Omozing app.
  • Guaranteed Review: Once your score reaches the target, you get a priority review for the ₹25 Lakh loan.

Score Improvement

600 CIBIL → 750+ Goal

Current: 640
Target: 750+
Knowledge Base

Frequently Asked Questions (FAQ)

What is the maximum loan amount I can get from Omozing?

Omozing offers unsecured personal loans up to ₹25 Lakhs, based on your comprehensive financial profile and eligibility criteria.

What CIBIL score is required for an Omozing personal loan?

We primarily serve applicants with a CIBIL score of 600 and above, but we also evaluate many additional factors.

How quickly can I receive the loan funds?

You get an instant pre-approval, and funds are typically disbursed within 24 business hours.

Is Omozing a secure and regulated digital lender?

Yes. Omozing is powered by Aparampaar Finance Pvt. Ltd., a fully compliant Registered NBFC.

The Fastest Way to Loan: Omozing Mobile App

Get full control, track your CIBIL score, and manage your EMI payments seamlessly on the Play Store app.