In India, your credit score is a crucial number that can influence your financial opportunities. It impacts your eligibility for loans, the interest rates offered
In India, managing debt has become a common challenge for many, with individuals often juggling multiple loans and credit card dues. The rise in easy
In today’s fast-paced world, financial stability can be elusive, and unexpected expenses can arise when least expected. Payday loans have emerged as a quick solution
In today’s fast-paced world, financial stability can be elusive, and unexpected expenses can arise when least expected. Payday loans have emerged as a quick solution
Balancing career and finances are a multi-faceted challenge that many working women in India face. The evolving social landscape, the push for financial independence, and
In an era where instant solutions are often sought for financial needs, payday loans have emerged as a popular yet controversial option. With promises of
Investing in property has long been a tried-and-true method for building wealth and ensuring financial stability. While rural and suburban properties have their appeal, city
Financial planning is crucial for everyone, but for millennials in India, it holds particular importance due to the unique economic landscape and challenges they face.
In finance, the Rule of 72 is a formula that estimates the amount of time it takes for an investment to double in value, earning
No matter how hard you prepare, there is also some impact on your investments when the stock market crashes. In 2020, during the 1st wave
Planning for the child’s secured future is not an easy task. Most of the people try to create a strong financial cushion for their child
The inherited wealth was enough to cover her current annual income many times over. The problem though was the conflicting advice she was receiving from
Your habits will determine your future.’ It is habits gained at an early age that are the cause of wealth, happiness, stress, relationships, and, of
Tax Saving Bonds Tax-saving bonds are great instruments offered by the government to help people save tax. These are special documents which offer tax benefits
VPF is a voluntary increase in the contribution towards PF, with no matching contribution from the employer. Since the amount is deducted even before the
7 Things to Know About EPF in 2021 1. UAN Universal Account Number (UAN) is a 12 digit number which is provided to each member
The Employees’ Provident Fund (EPF) is a savings tool for the workforce. It is a scheme managed under the Employees’ Provident Funds and Miscellaneous Provisions
Employees Provident Fund (EPF) is one of the most popular financial tools used by the salaried class to accumulate retirement corpus. Organizations make it a
Equity-linked savings schemes (ELSS) are tax-saving financial instruments and offer tax benefits under section 80C of the Income Tax (IT) Act. Such funds invest a
According to the latest World Bank data, life expectancy in India has risen from 53-54 years in 1980 to 67-70 years in 2015. Living longer has
As the name suggests, an international mutual fund invests in companies in foreign countries. Hence, these funds are also called Foreign Mutual Funds or Overseas
Planning retirement early is an art that wholly depends on how well you plan your finances to ensure fiscal independence. However, mere savings may not
Fixed Deposit Interest Rates September 2021 Name of Bank For General Citizens (p.a.) For Senior Citizens (p.a) ICICI Bank FD 2.50% – 4.40% 2.50% – 4.40%
Investments guide on Real Estate Sector for Millennials. Real estate investment and Millennial has been a topic of discussion for quite a while now. In
If your teenager can manage their own money, they will have a higher standard of living and won’t have to call you for cash, which will give
Convertible bonds are securities that have a life time of around 25 and 30 years. Convertible bonds give the owners of the bonds a right
Debentures, along with bonds, are one of the most popular debt instruments. Usually, when companies, and sometimes even the government, wishes to raise funds from
The biggest financial mistakes are made in bull markets, and ultimately unravel in bear markets. One of the best ways to avoid making money mistakes