Common Address Proof Documents required for your Personal Loan Application in India

When applying for a loan in India, lenders typically require proof of address to verify the borrower’s residency. The following are some common types of documents that can be used as proof of address for a loan application in India:

1. Passport: A valid passport is one of the most widely accepted forms of address proof in India. It contains personal information such as the individual’s name, photograph, and current address.
2. Voter ID card: A voter ID card is another commonly accepted form of address proof in India. It contains personal information such as the individual’s name, photograph, and current address.
3. Driving License: A valid driving license is also accepted as a valid proof of address and identity, it contains the information of the individual’s name, photograph and current address.
4. Utility Bill: A recent utility bill such as electricity, gas, or water bill can also be used as proof of address. It should be in the name of the individual, and the bill should be no more than 3 months old.
5. Ration Card: A ration card is also accepted as a proof of address and identity. It contains personal information such as the individual’s name, photograph, and current address.
6. Lease Agreement: A lease agreement or rental contract can also be used as proof of address. It should be in the name of the individual and should be valid and not expired.
7. Bank Statement: A recent bank statement can also be used as proof of address. It should be in the name of the individual, and the statement should be no more than 3 months old.
8. Aadhaar Card: An Aadhaar card is also accepted as a proof of address and identity. It contains personal information such as the individual’s name, photograph, and current address.

It’s important to note that the document used as proof of address should be valid, and not expired, and should be in the name of the individual applying for the loan. Also, it’s always recommended to check with the lender for their specific requirements and what documents they accept as proof of address before you apply for the loan.